Terms of Service

Last updated: 7/24/2025

Important Financial Disclaimers

⚠️ Investment Risk Warning

All investments carry risk of financial loss. Stock prices can go down as well as up, and you may not get back the full amount you invested. Past performance is not a reliable indicator of future results. African emerging markets may be particularly volatile and subject to additional risks.

Data and Information Disclaimers

  • Data Accuracy: While we strive to provide accurate, real-time market data, there may be delays or inaccuracies. Always verify prices with official exchange sources before trading.
  • No Financial Advice: Information on this platform is for educational and informational purposes only. It does not constitute personalized financial advice.
  • Third-Party Data: We aggregate data from multiple sources including Yahoo Finance, BSE, and exchange APIs. We are not responsible for the accuracy of third-party data.
  • Currency Fluctuations: Exchange rates are volatile and can significantly impact investment returns for international investors.

Regulatory Information

  • Licensing: Afristox is an information service and is not a licensed investment advisor, broker, or financial institution.
  • Local Regulations: Investment regulations vary by country. Ensure compliance with your local financial regulations before investing.
  • Tax Implications: Investment gains may be subject to taxation. Consult a tax professional for advice specific to your situation.

Recommended Actions

  • Consult Professionals: Always seek advice from qualified, licensed financial advisors before making investment decisions.
  • Do Your Research: Conduct thorough research and due diligence before investing in any financial instrument.
  • Diversify: Consider diversifying your investment portfolio to manage risk across different assets and markets.
  • Start Small: If you're new to investing, consider starting with smaller amounts while you learn.

Last Updated: 7/24/2025 | Contact: For questions about this disclaimer, contact us at legal@afristox.com

1. Introduction

Welcome to Afristox ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at https://www.afristox.com (the "Service") operated by Afristox.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Acceptance of Terms

By accessing and using Afristox, you accept and agree to be bound by the terms and provision of this agreement. Additionally, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

3. Description of Service

Afristox provides financial market data and information services, including but not limited to:

  • • Real-time and delayed stock market data from African exchanges
  • • Currency exchange rates and economic indicators
  • • Market analysis and financial news aggregation
  • • Newsletter services with market insights
  • • Educational content about African financial markets

Important: Our service is for informational purposes only. We do not provide investment advice, brokerage services, or facilitate transactions. All investment decisions are your responsibility.

4. User Responsibilities

4.1 Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

  • • Use automated systems (bots, scrapers) to access our data without permission
  • • Attempt to gain unauthorized access to our systems or user accounts
  • • Distribute malware, viruses, or other harmful code
  • • Violate any applicable laws or regulations
  • • Infringe on intellectual property rights
  • • Use our data for high-frequency trading or commercial redistribution

4.2 Account Security

If you create an account with us, you are responsible for maintaining the security of your account and password. You agree to notify us immediately of any unauthorized use of your account.

5. Data Accuracy and Limitations

⚠️ Important Data Disclaimers

  • • Market data may be delayed by up to 15-20 minutes
  • • We cannot guarantee 100% accuracy of all data
  • • Data is sourced from third parties and may contain errors
  • • Always verify critical information with official sources

While we strive to provide accurate, timely data, we make no warranties about the completeness, reliability, or accuracy of this information. Any action you take upon the information on this website is strictly at your own risk.

6. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Afristox and its licensors. The Service is protected by copyright, trademark, and other laws.

6.1 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our Service for personal, non-commercial purposes, subject to these Terms.

6.2 Restrictions

  • • You may not reproduce, modify, or distribute our content without permission
  • • Commercial use of our data requires a separate license agreement
  • • You may not reverse engineer or attempt to extract our source code
  • • Bulk downloading or systematic retrieval of data is prohibited

7. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service. By using our Service, you agree to the collection and use of information in accordance with our Privacy Policy.

8. Disclaimers and Limitation of Liability

8.1 Service Disclaimers

AS-IS BASIS: The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

8.2 Limitation of Liability

In no event shall Afristox, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

9. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service or contact us to delete your newsletter subscription.

10. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction where Afristox operates, without regard to conflict of law provisions. Any disputes shall be resolved through binding arbitration or in the courts of competent jurisdiction.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@afristox.com

Website: https://www.afristox.com

Customer Support: support@afristox.com

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the sole and entire agreement between you and Afristox regarding the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.